Wrongful Foreclosure cases:

Have you modified your loan and made all arranged mortgage payments, but the lender is still pursuing foreclosure? If so, you may be a victim of wrongful foreclosure.

At Professional Law Asist we have substantial experience protecting homeowners against the wrongful practices of lending companies, banks and mortgage brokers. We are powerful litigators with the skill needed to develop a strong and compelling case on your behalf.

If you are being victimized by wrongful foreclosure, please The Firm provide effective solution and if needed representation in matters involving: Bad-faith foreclosure, Lender wrongdoing, Lender liability claims regarding loan origination, loan administration, loan workouts and the foreclosure process, Loan modification compliance.

Taking Action Against Wrongful Foreclosure
The Firm always takes a proactive approach to foreclosure cases, immediately beginning a comprehensive investigation of your case. We carefully examine loan documents, notices of foreclosure and all other documents that provide reason as to why the foreclosure is taking place. They also review your past attempts to stop the foreclosure, including loan workouts and negotiations.

Once the Firm has all the requisite information, they begin crafting a strong case that demonstrates the wrongdoing of the lender and provides reasons why the foreclosure must end. Whether the lender failed to give notice of the foreclosure or ignored a loan workout agreement.

Mortgage Litigation cases:

Due to the ever-increasing national slump in the housing market, there is growing concern that more and more U.S. consumers are falling victim to mortgage loan fraud or predatory mortgage lending. Predatory mortgage lending occurs when an industry party or institution, such as a real estate broker, mortgage broker, appraiser, lender or bank, willfully misleads or deceives a consumer into entering into a misguided loan for the sake of making additional profit. Predatory mortgage lending is not only illegal, it can cause severe financial hardship or ruin for a borrower…therœoften resulting in foreclosure, bankruptcy and irreparable damage to a customer's credit rating.

Examples of mortgage loan fraud or predatory mortgage lending include:

Encouraging applicants to include false information and/or lie about their income, expenses, or cash available for down-payments in order to get a loan, thereby lending much more money than a borrower can afford to repay. Asking borrowers to leave contract signature lines blank. Failing to include Good Faith Estimates, Special Information Booklet, Truth in Lending and Hud-1 Settlement statements. Convincing a borrower to refinance a loan several times, each time increasing monthly payments or amounts owed thereby "stripping" any equity accrued. Charging fees for excessive cost or loan terms and/or for nonexistent products and services. This can include inserting hidden clauses into contracts in which a borrower will unknowingly promise to pay a broker or lender to find a mortgage whether or not the mortgage is closed. Aggressively pressuring borrowers to accept higher-risk loans such as balloon loans, interest-only payments and steep pre-payment penalties. Targeting borrowers to cash-out refinance offers when borrowers are knowingly in need of cash due to medical, unemployment or debt problems. Brokers selling properties for much more than they are worth using false appraisals.

Buying or refinancing a home may be one of the most important and financially complex decisions a person will ever make. Many qualified lenders, appraisers and real estate professionals are ready and available to help a borrower find a nice home and secure a great loan. However, each year many consumers, often first-time homebuyers or seniors, become victims of predatory lending or mortgage loan fraud which can result in devastating financial effects. And when real estate/lending transactions operate within legal, although misleading boundaries, a default in contract can result in a potential borrower being sued.

If you believe you or someone you know has been victimized by predatory mortgage lending or mortgage loan fraud, an experienced and dedicated Lead Counsel predatory lending attorney or real estate fraud lawyer, as listed on this site, can discuss your claim with you, ensure that your rights are protected, and advise you on the best course of legal action you should take.

Breach of Contract cases:

A significant number of small claims cases involve breach of contract cases. A contract is any agreement between individuals or businesses in which one side agrees to do something for the other in exchange for something in return. For example, A asks B to paint his kitchen for $3,000 and B agrees. The agreement can be written or oral (in most situations), or implied from the circumstances. These cases end up in small claims court when one of the parties to the contract fails to perform in accordance with the terms of the agreement.

In order to win a breach of contract case, you will need to establish that:

a contract existed ,the contract was broken ,the defendant is the proper party to sue, and you suffered a monetary loss.

Other Studies:

Professional law assist is dedicated to protecting your interests both today and in the future. We are in Professional law assist have substantial expertise in all aspects of real estate law, including:

Real estate litigation, Construction litigation, Real estate and construction transactions, Construction defects and soil defects, Real estate finance ,foreclosure and lending law, Leasing transactions and landlord tenant